The FAQs of Title Insurance For Homebuyers

May 24, 2018

A home is the single largest investment most of us will make in our lives. To buy with confidence, get owner’s title insurance. It’s the smart way to protect your property from legal and financial claims. To help you understand how it works, here are answers to common questions:

What Is Title?
A title is your ownership right to your property.

What is a Title Search?
A title search is a standard part of the home buying process that is conducted to uncover issues that could prevent your right to the property. Your closing agent reviews public records to see if there are problems or defects that could cause you legal issues. read more

Solar Lease Agreements on California Homes

May 15, 2018

As California becomes the first state to mandate solar panel installation on all new homes built as of the year 2020, with the commercial sector likely to follow by the year 2030, here are some key points that will help you ensure a successful escrow given the mandates. There are many ‘pro’ and ‘con’ arguments available for you to research, but we have been discussing the issue of of solar panel leases and the transfer of real property at length for some time. To learn more, read on: read more

Check Out What’s New with Fidelity TitleForce!

May 9, 2018

We’ve recently made some upgrades to our already very powerful Fidelity TitleForce app!  This prospecting tool allows the user to have on-the-ready property information, Walking Farm®, prospecting, and calculation tools.  Here is what’s new:

GENERAL UPDATES

  • Addresses “auto-completes” while typing in map views.
  • Get directions for the address in a property report, or any properties in a farm.
  • Show/hide security code and password makes it easier to be sure you are trying the right information.

WALKING FARM® UPDATES

  • Email a single farm property (from the detailed view of a farm record).
  • “Fast Farm” easily creates a farm area around an address (select “Fast Farm” from a property report).
  • Sort by street name and house number (from farm list view, select “sort”).

*All features may not be available for all users, in all areas.

BUG FIXES IN THIS UPDATE

Apple:

  • Walking Farm® reports missing after the last app update may now be restored.
  • Map now maintains current map location when starting a walking farm (previously, was reloading the map to user’s current location).
  • “Hide Keyboard” button added to initial login view (previously, users had to “tap out” of the keyboard to drop it, in order to hit the next button to proceed to the next screen).
  • Issue being requested to verify email address every time app launches has been resolved.

Android:

  • Map now maintains current map location when starting a walking farm (previously, was reloading the map to user’s current location).

Fidelity TitleForce Resources:

Video tutorials for many of the features in Fidelity TitleForce are available at:  http://www.fidelitytitleforce.com/ read more

Common Ways of Holding Title

May 7, 2018

Taking title to real property in California may be held by individuals, either in Sole Ownership or in Co-Ownership. Co-Ownership of real property occurs when title is held by two or more persons. There are several variations as to how title may be held in each type of ownership. The following brief summaries reference some of the more common examples of Sole Ownership and Co-Ownership.

SOLE OWNERSHIP

Sole ownership may be described as ownership by an individual or other entity capable of acquiring title. Examples of common vesting cases of sole ownership are: A Single Man or Woman, an Unmarried Man or Woman or a Widow or Widower:
A man or woman who is not legally married or in a domestic partnership. read more